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Legal Document

Refund Policy

We keep this one honest and simple: digital products are delivered instantly and can’t be returned, so all sales are final — and when something genuinely goes wrong on our end, we make it right.

Effective Date: July 4, 2026 Last Updated: July 4, 2026 Entity: The 800 Club Holdings LLC Governing State: Wyoming
Sections
  • 1. The Short Version
  • 2. Digital Products
  • 3. When We Make It Right
  • 4. Club Membership
  • 5. Consultations & Services
  • 6. Chargebacks & Disputes
  • 7. Questions & Contact
Section 01

The Short Version

Every product The 800 Club sells online is a digital good or a service: e-books delivered to your inbox, community membership, and educational sessions. Digital products are delivered instantly and cannot be “returned,” so all sales are final. We’d rather you buy once, with clear eyes, than buy twice with regret — which is why we give you real ways to evaluate before you spend a dollar: free tools on this site, a free preview of our books, and a community you can look at before you join.

Part of our Terms. This policy expands Section 7 (“Refund Policy”) of our Terms of Service. If anything here conflicts with a written agreement for a specific service, the written agreement wins.
Section 02

Digital Products — The Playbooks

Our e-books (including The Basics, The Builder, and any bundle of them) are premium PDF files delivered by email after purchase. Because delivery is immediate and irrevocable — the file is yours the moment it arrives — purchases of digital products are not refundable, returnable, or exchangeable once delivery has occurred.

Bonus items included free with a purchase (such as The Shield) have no cash value and are not refundable separately or together with the paid product.

Before you buy, you can preview our work free: the free chapters and preview PDF on The Playbooks page, and the free tools across this site. What you see there is exactly the standard of what you’re buying.

Section 03

When We Make It Right

“All sales are final” is not a place to hide. We will always resolve the following, promptly and without argument:

  • Duplicate purchase or double charge — the duplicate is refunded in full.
  • Paid but nothing arrived — if your files haven’t reached you within 24 hours of purchase, contact us; if we cannot complete delivery, you receive a full refund.
  • Corrupted or incorrect file — we replace it. If we can’t deliver a working copy, you receive a full refund.
  • Billing errors demonstrably caused by us — corrected and refunded.
  • Anything applicable consumer protection law requires — honored in full, including the three (3) business day cancellation right under CROA for credit repair service agreements.

Nothing in this policy limits any non-waivable right you hold under the law of your jurisdiction.

Section 04

Club Membership

Community membership is billed through our community platform on a recurring basis. You may cancel at any time, and cancellation stops all future billing — you keep access through the end of your current billing period. No partial or prorated refunds are issued for the unused remainder of a billing cycle already charged.

Section 05

Paid Consultations & Services

Paid consultations and advisory sessions may be rescheduled with at least 24 hours’ notice at no cost. A session that has been delivered is non-refundable — you are paying for professional time and preparation, which cannot be returned. Service engagements governed by their own written agreement follow the refund terms of that agreement, including any cancellation rights stated in it.

Section 06

Chargebacks & Disputes

If something is wrong, come to us first — nearly every issue in Section 3 is resolved within one to two business days, faster than any dispute process. Chargebacks filed without first contacting support, on orders our records show were delivered, will be contested with evidence of purchase and delivery.

Fastest path to a fix: email [email protected] from the address you used at checkout, with your receipt or order number.
Section 07

Questions & Contact

Questions about this policy, an order, or a delivery: [email protected]. Include the email address you used at checkout and your order number, and we’ll take care of you within 1–2 business days.

This Refund Policy, together with our Terms of Service and Privacy Policy, governs all purchases made through The 800 Club’s website and checkout links. We may update it from time to time; the version posted here applies to purchases made after its effective date.

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© 2026 The 800 Club™. All rights reserved.
Est. 2019 · [email protected]
Privacy Policy · Terms of Service· Refund Policy · Affiliate Program · Contact Us
The 800 Club™ provides credit repair, education, and consulting services. We do not guarantee credit score increases, deletion of items, funding, or loan approvals. Results vary by individual. Nothing here constitutes legal or financial advice.