Is The 800 Club Legit?
Fair question — it’s the one you should ask any credit company. Here is the company on paper: who we are legally, what we will and won’t promise, who we are not, and how to check every claim yourself.
Fair question — it’s the one you should ask any credit company. Here is the company on paper: who we are legally, what we will and won’t promise, who we are not, and how to check every claim yourself.
The 800 Club is a real, registered American company — The 800 Club Holdings LLC, registered in Wyoming, serving clients across the United States — that provides credit repair, credit education, consulting, and funding for cars, homes, personal needs, and businesses. The business was founded in 2019 and has operated under The 800 Club name since 2021. We don’t guarantee outcomes, we don’t sell dispute templates, and we put the legal entity, the trademark filing, and the contact details on this page, in our Terms of Service, and on our press page. The rest of this page shows you where to check.
| Legal name | The 800 Club Holdings LLC |
|---|---|
| Brand name | The 800 Club |
| Registered in | Wyoming, United States |
| Founded | 2019 — operating as The 800 Club since 2021 |
| Founder | Christopher Blanco |
| Trademark | THE 800 CLUB — U.S. service mark application, USPTO Serial No. 99935394, filed July 12, 2026 (pending) |
| Federal law | Credit Repair Organizations Act (federal); see our Terms of Service for the CROA disclosures |
| Official website | the800club.com |
| Contact | [email protected] · (307) 216-4280 |
| Registered address | 1309 Coffeen Ave. STE 15739, Sheridan, WY 82801 — the company’s Wyoming registered-agent and mailing address, not an office; clients are served across the United States. |
We do not guarantee credit score increases, deletions of specific items, funding, or loan approvals. No legitimate company can — and under federal law no company may remove accurate, verifiable, timely information from a credit report, no matter what it charges.
What we do promise is a professional process: every negative item on your file worked, every round, by our in-house team, and education that explains how credit and lenders actually work. On funding, there is no upfront fee on cash and credit funding — a success fee only if money lands — and funding itself is never guaranteed.
Your rights stay yours. You can dispute your own credit reports for free, directly with Experian, Equifax, and TransUnion. The Credit Repair Organizations Act requires a written contract and gives you the right to cancel within three business days. We tell you both before you sign anything.
“The 800 club” is also informal slang for consumers with credit scores of 800 or higher, and several unrelated businesses, pages, and accounts use some form of the name. The 800 Club (the800club.com) is not affiliated with any of them. Our official website is the800club.com; our official accounts are listed on the press page. If a page, profile, or offer isn’t linked from this site, it isn’t us.
1. Trademark: look up Serial No. 99935394 on the USPTO’s TSDR system — mark THE 800 CLUB, filed July 12, 2026.
2. Legal entity and disclosures: read our Terms of Service (entity, governing state, CROA section), Privacy Policy, and Refund Policy. To confirm the entity itself, search “The 800 Club Holdings” in the Wyoming Secretary of State business search.
3. The law itself: the Credit Repair Organizations Act and the Fair Credit Reporting Act, at ftc.gov.
4. Talk to us first: the free strategy call is 15–20 minutes, no pitch, no obligation. You leave knowing where you stand whether or not you ever hire us.
Yes. The 800 Club operates as The 800 Club Holdings LLC, registered in Wyoming, serving clients across the United States. The business was founded in 2019 and has operated under The 800 Club name since 2021. It filed to register THE 800 CLUB as a federal service mark on July 12, 2026 (USPTO Serial No. 99935394; pending).
No — and no legitimate credit repair company can. We do not guarantee score increases, deletions, funding, or approvals. What we guarantee is a professional process: every negative item on your file worked, every round, by our in-house team, under the Credit Repair Organizations Act.
No. The 800 Club (the800club.com) is not affiliated with any other business, page, or account using an “800 Club” name, and “the 800 club” is also informal slang for consumers with credit scores of 800 or higher. Our official website is the800club.com and our official accounts are listed on the press page.
Check the trademark filing on the USPTO's TSDR system under Serial No. 99935394, read our Terms of Service for the legal entity and CROA disclosures, and book the free strategy call — there is no pitch and no obligation, and you leave knowing where you stand.