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The Financial Upgrade System · The Strategy Room

Stop Moving
On Assumptions.
Get The Strategy.

Generic advice has a cost — measured in months of wrong moves and approvals you should have gotten. One focused session with an 800 Club specialist goes deep on your actual profile, your funding goals, and your real timeline. You leave with a plan — not more questions.

Book A Session Not Ready? Start Free

800 Club members receive an exclusive discount on all sessions.

What a session can cover
Credit Report Deep-Dive Walk through every line of your report and understand what lenders actually see.
Custom Credit Strategy A tailored action plan based on your current profile, not a template.
Funding Readiness Roadmap Learn what lenders look for and what needs to happen before you apply.
Business Credit Structuring How to build and position your business for lender approval and capital access.
Know the Difference
Free Strategy Call

Your entry point.
The first look.

The free strategy call is a discovery call — a conversation to understand your situation, explain your options, and point you in the right direction. It’s the right starting point if you are not yet sure which service is the best fit for where you are.

15–20 minute overview call
General assessment of your credit situation
Explanation of available services and paths forward
Recommendation on next steps
No custom plan — that comes with a paid session
Start With The Free Strategy Call

The real work.
The real strategy.

A paid consulting session is where we go deep. This is not an overview — it is a dedicated, focused session with an 800 Club specialist who builds a strategy specifically for your goals, your timeline, and your credit reality. You leave with clarity and a clear action plan, not general advice.

Dedicated one-on-one time with a specialist
Full credit profile review and analysis
Custom strategy built around your specific situation
Funding readiness assessment and roadmap
Business and personal credit structuring guidance
Specific next steps, not vague direction
Member discount available — see below
Book A Paid Session
Choose Your Session

Consulting built for
where you actually are.

Three tiers. Each designed for a different level of depth, commitment, and financial complexity. Active 800 Club community members receive 33% off all consulting sessions automatically — because if you’re already inside the community, we want to reward that commitment and keep your momentum moving.

Strategy Session
The Clarity Call
60 Minutes · Single Session
$150 / session
Members: $100 · Save $50 (33% off)
Full credit profile review and walkthrough
Identification of priority items to address
Score optimization recommendations
Clear next-step action plan
Q&A on anything credit-related
Request This Session
Most Comprehensive
The Strategy Build
120 Minutes + Written Summary
$275 / session
Members: $185 · Save $90 (33% off)
Everything in The Clarity Call
Full funding readiness assessment
Personal and business credit structuring
Custom written action plan delivered after session
Lender positioning and approval strategy
Business credit building roadmap
Request This Session
VIP Community — Included
The Advisory Retainer
Monthly · Bundled with VIP Membership
$499 / month
This IS your VIP Skool membership — no extra charge
Four weekly consulting sessions — one session every week
Priority scheduling — you book before everyone else
Ongoing strategy as your credit and funding situation evolves
Accountability check-ins between sessions
Full access to The 800 Club VIP community on Skool
Direct specialist access — the membership and the consulting are one
Join At VIP Level

Non-member pricing listed. 33% member discount applied automatically at booking. The Advisory Retainer is included with VIP membership — no separate session fee. All sessions conducted via video call.

What We Can Work Through

No question is off the table.
Every topic is on it.

Consulting sessions are not restricted to a single topic. If it touches credit, funding, or financial positioning, bring it. Our specialists are trained across every area of the credit and funding ecosystem.

01

Personal Credit Repair Strategy

What to address, in what order, and how to approach inaccurate or unverifiable items on your report — without guessing or wasting time on the wrong moves.

02

Score Optimization & Utilization

How to position your existing accounts, manage utilization, and make decisions that move your score in the right direction before an application.

03

Funding Assessment & Positioning

We walk through what lenders actually look for and identify what is standing between your current profile and a strong application.

04

Business Credit Building

How to establish, structure, and grow your business credit profile — including vendor accounts, bank ratings, and business profile positioning.

05

Business Structure & Lender Positioning

Entity type, EIN, business banking, and documentation — the infrastructure lenders expect to see before they say yes.

06

Leveraging Credit for Capital Access

How to strategically use your credit as a tool to access funding — from personal lines to business capital — and what the sequence of moves looks like.

07

Inquiry Management & Application Timing

When to apply, what order to apply in, and how to protect your profile from inquiry damage during an active funding strategy.

08

Dispute Strategy Review

If you have tried to dispute items on your own and are not getting results, we look at what happened and what the right approach should be from here.

09

Custom Situation — Anything Else

Foreclosures, collections, judgments, bankruptcy, authorized user strategy, derogatory marks, thin files — bring the full picture. We work through it.

800 Club Members

Your membership pays for
itself in more ways
than one.

Joining The 800 Club community is not just about access to education and accountability — it is also how you get priority access and an exclusive discount on every consulting session you book.

The discount is not a reward. It is a signal. Members are more prepared, more engaged, and get more out of each session because they already understand the foundation. That is worth recognizing.

Not a member yet? Joining The 800 Club gives you immediate access to the discount on your first session.

33%
Member Discount on Consulting Sessions
Clarity Call: $150 → $100 · you save $50
Strategy Build: $275 → $185 · you save $90
Advisory Retainer: fully bundled into your VIP membership at $499/mo
Priority scheduling on all booked sessions
Discount stacks with everything you already get inside the community
Join The Club To Unlock

Community plans start at $49/month. See all tiers →

Prepare for Your Session

Walk in ready.
Walk out with a plan.

The more context you bring to a session, the sharper and more specific the strategy we can build. You do not need to have everything together — but knowing what is helpful means we spend the session on strategy, not catching up.

01
Your Credit Reports Pull your reports from all three bureaus — Experian, Equifax, and TransUnion — before the session. AnnualCreditReport.com gives you free access.
02
Your Current Scores Know where you stand across all three bureaus. Even approximate numbers help us calibrate strategy quickly.
03
Your Funding Goal What are you trying to access — a personal loan, a business line of credit, a mortgage, a car? The target shapes the entire strategy.
04
Your Business Information (if applicable) Entity type, EIN, business bank account status, time in business, and any existing business credit you have established.
05
Your Timeline When do you need to be ready? Working backward from a deadline gives us the ability to prioritize the moves that matter most right now.
06
Your Questions Write them down before the session. The best sessions are focused. Come with the things that have been blocking your progress.
The Process

From booking to clarity — four steps.

No lengthy intake, no confusion, no waiting. Book, show up prepared, receive your strategy, execute.

01

Choose Your Session

Select the tier that matches your needs and your depth of situation. Not sure? Start with the free strategy call and we will guide you.

02

Book & Prepare

Schedule your session and pull together your credit reports, scores, and any questions. The more you bring, the more specific we can get.

03

Your Session

A focused, one-on-one video call with an 800 Club specialist. We work through your situation, your goals, and build your strategy in real time.

04

Execute the Plan

Walk away with clear, specific action steps. The Strategy Build tier includes a written summary. For ongoing support, the retainer keeps a specialist in your corner.

Questions

What people ask
before they book.

The free strategy call is a 15–20 minute discovery call. We assess your situation, explain your options, and tell you where to start. A paid session is a dedicated, focused strategy build — we go deep on your credit profile, your funding goals, and build a custom plan that gives you specific steps to execute. If you need general direction, start free. If you need real strategy, book a session.

No. We do not guarantee credit score increases, loan approvals, funding access, or specific outcomes. What we do guarantee is that you leave with a clear, specific, actionable strategy built around your actual situation — not a generic plan copied from a template. Execution is up to you. The strategy is on us.

No. Consulting is strategy and education — we tell you what to do, in what order, and why. Credit repair is a separate done-for-you service where we actively work on your credit file on your behalf. Many clients do both: they use consulting to understand the full picture and credit repair to handle the heavy lifting. We can help you figure out which one — or which combination — is right for your situation.

Good. Consulting works especially well for people who are starting from scratch or who have been doing things wrong and need to reset. Our specialists meet you where you are. You do not need to know anything coming in — you need to know everything going out. That is the point of the session.

Absolutely. Business credit structuring, entity setup, business profile positioning, vendor accounts, and lender readiness for business funding are all within scope. The Strategy Build tier and Advisory Retainer are especially well-suited for business owners with complex needs across both personal and business credit.

Join The 800 Club community on Skool and your membership status is verified at booking. The 33% discount drops the Clarity Call from $150 to $100, and the Strategy Build from $275 to $185. If you are at the VIP level ($499/month), consulting sessions are already bundled into your membership — there is no separate booking fee. Not yet a member? Plans start at $49/month at skool.com/the800club/plans.

You can book additional individual sessions at any time, or move to the Advisory Retainer if you want ongoing access to a specialist. Credit situations evolve — as your profile changes and you move toward funding, having consistent specialist access tends to produce the best outcomes. The retainer is designed specifically for people who are actively building toward a major financial move.

All sessions are conducted via video call. This means you can book regardless of where you are located. We recommend having your credit reports pulled and on screen during the session so we can work through them together in real time.

Make the Move

One Session.
One Specialist.
One Clear Direction.

Most people apply for funding and get denied — then apply again and get denied again — without ever addressing the actual problem. One conversation with the right specialist ends that cycle. Book yours and walk away with a clear plan for the first time.

Book A Session Now Start With The Free Strategy Call

Not sure which session fits? The free strategy call is always the right first step — one short, secure form, no card, no commitment.

One File. One System. More Doors.
Done-For-You

Credit Repair, Handled

Every negative item worked, every round — professionals on your file while you run your life.

See The Service → Funding

You Built The File. We Bring The Money.

Cars, homes, personal, business — no upfront fee on cash & credit funding; a success fee only when money lands.

See The Funding Process → The Community

Join The 800 Club

From $49/month — the room where the moves get taught: strategy, accountability, and people building the same thing.

Join The Club →

Talk Strategy?Start with the free call

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